Side-by-side · Q2 2026 data
Westamerica Bank vs Savings Bank of Mendocino County
Metric by metric
| Measure | Westamerica Bank | Savings Bank of Mendocino County |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 94 (stronger) | 65 |
| Funding & liquidity | 62 | 72 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 86th | 97th |
| Total assets | $5.8B | $1.3B |
| Deposits / shares | $4.8B | $1.0B |
| Capital ratio | 10.27% | 17.93% (stronger) |
| Problem loans | 0.12% (stronger) | 0.36% |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 1.84% (stronger) | 1.14% |
| Loans ÷ deposits | 13.8% (stronger) | 70.4% |
| Uninsured deposits | 49.6% | 31.0% (stronger) |
| Offices | 75 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank of Mendocino County has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Westamerica Bank leads on 3 and Savings Bank of Mendocino County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ukiah, CA
- Lakeport, CA