Side-by-side · Q2 2026 data
Westedge Federal Credit Union vs Industrial CU of Whatcom County Credit Union
Credit union
Westedge Federal Credit Union
Bellingham, Washington · Under $100 million in assets
Credit union
Industrial CU of Whatcom County Credit Union
Bellingham, Washington · $100 million – $1 billion
Metric by metric
| Measure | Westedge Federal Credit Union | Industrial CU of Whatcom County Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 56 | 91 (stronger) |
| Earnings | 64 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 68th | 66th |
| Total assets | $79.2M | $391.6M |
| Deposits / shares | $66.1M | $340.7M |
| Capital ratio | 17.38% (stronger) | 12.06% |
| Problem loans | 1.32% | 0.26% (stronger) |
| Net charge-offs | 0.93% (stronger) | 1.46% |
| Return on assets | 1.09% (stronger) | 0.52% |
| Loans ÷ deposits | 54.0% (stronger) | 75.7% |
| Uninsured deposits | 2.6% (stronger) | 4.9% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westedge Federal Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Westedge Federal Credit Union leads on 6 and Industrial CU of Whatcom County Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.