Side-by-side · Q2 2026 data
Western Bank vs First National Bank
Metric by metric
| Measure | Western Bank | First National Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 42 |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 21 |
| Peer percentile | 80th | 3rd |
| Total assets | $350.5M | $452.8M |
| Deposits / shares | $313.2M | $425.4M |
| Capital ratio | 11.14% (stronger) | 10.31% |
| Problem loans | 0.00% (stronger) | 5.29% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 2.80% (stronger) | 1.08% |
| Loans ÷ deposits | 54.6% | 50.7% (stronger) |
| Uninsured deposits | 62.7% | 35.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Bank has the higher TellerScore (81 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 5 and First National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Artesia, NM