Side-by-side · Q2 2026 data
Western Bank vs First New Mexico Bank
Metric by metric
| Measure | Western Bank | First New Mexico Bank |
|---|---|---|
| TellerScore | 81 | 91 (stronger) |
| Capital cushion | 61 | 97 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 80th | 96th |
| Total assets | $350.5M | $275.1M |
| Deposits / shares | $313.2M | $230.9M |
| Capital ratio | 11.14% | 14.73% (stronger) |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.01% (stronger) | 0.41% |
| Return on assets | 2.80% (stronger) | 1.67% |
| Loans ÷ deposits | 54.6% | 52.4% (stronger) |
| Uninsured deposits | 62.7% | 36.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank has the higher TellerScore (91 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 3 and First New Mexico Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.