Side-by-side · Q2 2026 data
Western Bank vs Mid-Tex Federal Credit Union
Metric by metric
| Measure | Western Bank | Mid-Tex Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 48 (stronger) | 42 |
| Loan quality | 90 (stronger) | 70 |
| Earnings | 94 (stronger) | 56 |
| Funding & liquidity | 48 | 98 (stronger) |
| Problem-loan coverage | 80 | 89 (stronger) |
| Peer percentile | 47th | 30th |
| Total assets | $947.2M | $36.4M |
| Deposits / shares | $796.9M | $33.7M |
| Capital ratio | 9.77% (stronger) | 9.20% |
| Problem loans | 0.31% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.84% (stronger) | 0.89% |
| Loans ÷ deposits | 95.8% | 62.6% (stronger) |
| Uninsured deposits | 29.7% | 4.8% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Western Bank has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 5 and Mid-Tex Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.