TellerScore

Side-by-side · Q2 2026 data

Western Bank vs NewFirst National Bank

Bank

Western Bank

Lubbock, Texas · $100 million – $1 billion

71of 100
Strong

Bank

NewFirst National Bank

El Campo, Texas · $100 million – $1 billion

84of 100
Strong

Metric by metric

MeasureWestern BankNewFirst National Bank
TellerScore7184 (stronger)
Capital cushion4875 (stronger)
Loan quality9093 (stronger)
Earnings94100 (stronger)
Funding & liquidity4858 (stronger)
Problem-loan coverage8097 (stronger)
Peer percentile47th86th
Total assets$947.2M$934.9M
Deposits / shares$796.9M$810.9M
Capital ratio9.77%12.47% (stronger)
Problem loans0.31%0.21% (stronger)
Net charge-offs0.00% (stronger)0.01%
Return on assets1.84%3.27% (stronger)
Loans ÷ deposits95.8%84.6% (stronger)
Uninsured deposits29.7% (stronger)31.0%
Offices97
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)11.1%0.0%

NewFirst National Bank has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 2 and NewFirst National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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