Side-by-side · Q2 2026 data
Western Bank vs Texas Bank
Metric by metric
| Measure | Western Bank | Texas Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 48 | 56 (stronger) |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 94 (stronger) | 68 |
| Funding & liquidity | 48 | 61 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 47th | 43rd |
| Total assets | $947.2M | $953.9M |
| Deposits / shares | $796.9M | $824.0M |
| Capital ratio | 9.77% | 10.61% (stronger) |
| Problem loans | 0.31% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 1.84% (stronger) | 1.20% |
| Loans ÷ deposits | 95.8% | 83.9% (stronger) |
| Uninsured deposits | 29.7% | 28.5% (stronger) |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 19.1% |
Western Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 4 and Texas Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.