Side-by-side · Q2 2026 data
Western Bank vs The State National Bank of Big Spring
Metric by metric
| Measure | Western Bank | The State National Bank of Big Spring |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 48 | 62 (stronger) |
| Loan quality | 90 (stronger) | 46 |
| Earnings | 94 (stronger) | 92 |
| Funding & liquidity | 48 | 57 (stronger) |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 47th | 34th |
| Total assets | $947.2M | $640.0M |
| Deposits / shares | $796.9M | $574.9M |
| Capital ratio | 9.77% | 11.19% (stronger) |
| Problem loans | 0.31% (stronger) | 1.63% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.84% (stronger) | 1.79% |
| Loans ÷ deposits | 95.8% | 16.5% (stronger) |
| Uninsured deposits | 29.7% (stronger) | 54.2% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Western Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 4 and The State National Bank of Big Spring on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.