Side-by-side · Q2 2026 data
Western Bank vs American Southwest Credit Union
Metric by metric
| Measure | Western Bank | American Southwest Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 72 (stronger) | 63 |
| Loan quality | 79 (stronger) | 71 |
| Earnings | 98 (stronger) | 83 |
| Funding & liquidity | 76 | 99 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 82nd | 71st |
| Total assets | $325.9M | $440.0M |
| Deposits / shares | $285.7M | $388.7M |
| Capital ratio | 12.21% (stronger) | 11.31% |
| Problem loans | 0.64% (stronger) | 0.88% |
| Net charge-offs | -0.08% (stronger) | 0.86% |
| Return on assets | 1.94% (stronger) | 1.56% |
| Loans ÷ deposits | 26.2% (stronger) | 60.9% |
| Uninsured deposits | 37.2% | 11.2% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 6 and American Southwest Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.