Side-by-side · Q2 2026 data
Western Bank vs First New Mexico Bank
Metric by metric
| Measure | Western Bank | First New Mexico Bank |
|---|---|---|
| TellerScore | 82 | 91 (stronger) |
| Capital cushion | 72 | 97 (stronger) |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 98 (stronger) | 87 |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 82nd | 96th |
| Total assets | $325.9M | $275.1M |
| Deposits / shares | $285.7M | $230.9M |
| Capital ratio | 12.21% | 14.73% (stronger) |
| Problem loans | 0.64% | 0.16% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.41% |
| Return on assets | 1.94% (stronger) | 1.67% |
| Loans ÷ deposits | 26.2% (stronger) | 52.4% |
| Uninsured deposits | 37.2% | 36.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank has the higher TellerScore (91 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 3 and First New Mexico Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.