Side-by-side · Q2 2026 data
Western Dakota Bank vs Ipswich State Bank
Metric by metric
| Measure | Western Dakota Bank | Ipswich State Bank |
|---|---|---|
| TellerScore | 66 | 86 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 79 (stronger) | 56 |
| Earnings | 64 | 93 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 28th | 81st |
| Total assets | $85.6M | $74.2M |
| Deposits / shares | $77.3M | $62.3M |
| Capital ratio | 9.20% | 15.46% (stronger) |
| Problem loans | 0.62% (stronger) | 1.31% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.11% | 1.83% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 58.6% |
| Uninsured deposits | 37.8% | 22.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ipswich State Bank has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Western Dakota Bank leads on 2 and Ipswich State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.