TellerScore

Side-by-side · Q2 2026 data

Western Dakota Bank vs The Security State Bank

Bank

Western Dakota Bank

Timber Lake, South Dakota · Under $100 million in assets

66of 100
Moderate

Bank

The Security State Bank

Emery, South Dakota · Under $100 million in assets

99of 100
Very strong

Metric by metric

MeasureWestern Dakota BankThe Security State Bank
TellerScore6699 (stronger)
Capital cushion42100 (stronger)
Loan quality79100 (stronger)
Earnings64100 (stronger)
Funding & liquidity7591 (stronger)
Problem-loan coverage96100 (stronger)
Peer percentile28th99th
Total assets$85.6M$64.8M
Deposits / shares$77.3M$52.2M
Capital ratio9.20%19.51% (stronger)
Problem loans0.62%0.00% (stronger)
Net charge-offs0.01%0.00% (stronger)
Return on assets1.11%1.99% (stronger)
Loans ÷ deposits35.7%32.1% (stronger)
Uninsured deposits37.8%23.7% (stronger)
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Security State Bank has the higher TellerScore (99 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Western Dakota Bank leads on 0 and The Security State Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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