Side-by-side · Q2 2026 data
Western Illinois School Employees Credit Union vs Advantage One Credit Union
Credit union
Western Illinois School Employees Credit Union
Quincy, Illinois · Under $100 million in assets
Metric by metric
| Measure | Western Illinois School Employees Credit Union | Advantage One Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 94 (stronger) | 93 |
| Earnings | 38 | 45 (stronger) |
| Funding & liquidity | 78 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 72nd | 54th |
| Total assets | $24.0M | $23.5M |
| Deposits / shares | $20.0M | $20.6M |
| Capital ratio | 16.08% (stronger) | 11.84% |
| Problem loans | 0.17% (stronger) | 0.22% |
| Net charge-offs | 0.08% (stronger) | 0.44% |
| Return on assets | 0.45% | 0.63% (stronger) |
| Loans ÷ deposits | 82.7% | 68.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Illinois School Employees Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Western Illinois School Employees Credit Union leads on 5 and Advantage One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.