Side-by-side · Q2 2026 data
Western National Bank vs New Century Bank
Metric by metric
| Measure | Western National Bank | New Century Bank |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 41 | 82 (stronger) |
| Loan quality | 99 (stronger) | 71 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 57th | 63rd |
| Total assets | $257.4M | $88.9M |
| Deposits / shares | $232.0M | $71.6M |
| Capital ratio | 9.15% | 13.16% (stronger) |
| Problem loans | 0.02% (stronger) | 0.87% |
| Net charge-offs | 0.00% | -0.15% (stronger) |
| Return on assets | 1.51% | 2.20% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 108.2% |
| Uninsured deposits | 11.7% | 11.0% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 0.0% |
New Century Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 2 and New Century Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.