Side-by-side · Q2 2026 data
Western National Bank vs State Nebraska Bank & Trust
Metric by metric
| Measure | Western National Bank | State Nebraska Bank & Trust |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 41 | 59 (stronger) |
| Loan quality | 99 (stronger) | 46 |
| Earnings | 80 (stronger) | 68 |
| Funding & liquidity | 73 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 57th | 20th |
| Total assets | $257.4M | $244.0M |
| Deposits / shares | $232.0M | $203.8M |
| Capital ratio | 9.15% | 10.89% (stronger) |
| Problem loans | 0.02% (stronger) | 1.61% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.51% (stronger) | 1.20% |
| Loans ÷ deposits | 87.1% | 79.2% (stronger) |
| Uninsured deposits | 11.7% (stronger) | 26.9% |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Western National Bank has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 5 and State Nebraska Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.