TellerScore

Side-by-side · Q2 2026 data

Western National Bank vs Farmers State Bank of Hoffman

Bank

Western National Bank

Cass Lake, Minnesota · Under $100 million in assets

72of 100
Strong

Bank

Farmers State Bank of Hoffman

Hoffman, Minnesota · Under $100 million in assets

67of 100
Moderate

Metric by metric

MeasureWestern National BankFarmers State Bank of Hoffman
TellerScore72 (stronger)67
Capital cushion4176 (stronger)
Loan quality100 (stronger)30
Earnings73 (stronger)68
Funding & liquidity6594 (stronger)
Problem-loan coverage100 (stronger)85
Peer percentile45th30th
Total assets$37.1M$36.9M
Deposits / shares$33.0M$32.7M
Capital ratio9.11%12.63% (stronger)
Problem loans0.00% (stronger)2.10%
Net charge-offs0.00%0.00%
Return on assets1.32% (stronger)1.20%
Loans ÷ deposits43.5% (stronger)47.2%
Uninsured deposits46.5%20.2% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Western National Bank has the higher TellerScore (72 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Western National Bank leads on 4 and Farmers State Bank of Hoffman on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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