Side-by-side · Q2 2026 data
Western National Bank vs KodaBank
Metric by metric
| Measure | Western National Bank | KodaBank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 65 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 45th | 61st |
| Total assets | $37.1M | $559.8M |
| Deposits / shares | $33.0M | $483.0M |
| Capital ratio | 9.11% | 10.28% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.32% | 1.69% (stronger) |
| Loans ÷ deposits | 43.5% (stronger) | 88.2% |
| Uninsured deposits | 46.5% | 23.6% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
KodaBank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 2 and KodaBank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.