TellerScore

Side-by-side · Q2 2026 data

Western National Bank vs Lake Country Community Bank

Bank

Western National Bank

Cass Lake, Minnesota · Under $100 million in assets

72of 100
Strong

Bank

Lake Country Community Bank

Morristown, Minnesota · Under $100 million in assets

74of 100
Strong

Metric by metric

MeasureWestern National BankLake Country Community Bank
TellerScore7274 (stronger)
Capital cushion4169 (stronger)
Loan quality100100
Earnings73 (stronger)29
Funding & liquidity65100 (stronger)
Problem-loan coverage100 (stronger)75
Peer percentile45th51st
Total assets$37.1M$31.5M
Deposits / shares$33.0M$28.2M
Capital ratio9.11%11.92% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00%-0.01% (stronger)
Return on assets1.32% (stronger)0.22%
Loans ÷ deposits43.5% (stronger)60.7%
Uninsured deposits46.5%10.0% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Lake Country Community Bank has the higher TellerScore (74 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Western National Bank leads on 2 and Lake Country Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions