Side-by-side · Q2 2026 data
Western National Bank vs National Bank of Commerce
Metric by metric
| Measure | Western National Bank | National Bank of Commerce |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 41 | 43 (stronger) |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 45th | 58th |
| Total assets | $37.1M | $2.2B |
| Deposits / shares | $33.0M | $1.9B |
| Capital ratio | 9.11% | 9.33% (stronger) |
| Problem loans | 0.00% (stronger) | 0.64% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.32% | 2.00% (stronger) |
| Loans ÷ deposits | 43.5% (stronger) | 92.0% |
| Uninsured deposits | 46.5% | 29.1% (stronger) |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Western National Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 4 and National Bank of Commerce on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.