TellerScore

Side-by-side · Q2 2026 data

Western National Bank vs State Bank of Jeffers

Bank

Western National Bank

Cass Lake, Minnesota · Under $100 million in assets

72of 100
Strong

Bank

State Bank of Jeffers

Jeffers, Minnesota · Under $100 million in assets

97of 100
Very strong

Metric by metric

MeasureWestern National BankState Bank of Jeffers
TellerScore7297 (stronger)
Capital cushion4191 (stronger)
Loan quality100100
Earnings73100 (stronger)
Funding & liquidity65100 (stronger)
Problem-loan coverage100100
Peer percentile45th98th
Total assets$37.1M$37.1M
Deposits / shares$33.0M$31.2M
Capital ratio9.11%14.06% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00%-0.82% (stronger)
Return on assets1.32%2.24% (stronger)
Loans ÷ deposits43.5% (stronger)60.3%
Uninsured deposits46.5%5.2% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

State Bank of Jeffers has the higher TellerScore (97 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Western National Bank leads on 1 and State Bank of Jeffers on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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