Side-by-side · Q2 2026 data
Western National Bank vs The First National Bank of Proctor
Metric by metric
| Measure | Western National Bank | The First National Bank of Proctor |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 41 (stronger) | 35 |
| Loan quality | 100 | 100 |
| Earnings | 73 (stronger) | 43 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 45th | 37th |
| Total assets | $37.1M | $34.0M |
| Deposits / shares | $33.0M | $31.1M |
| Capital ratio | 9.11% (stronger) | 8.47% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.32% (stronger) | 0.57% |
| Loans ÷ deposits | 43.5% (stronger) | 44.4% |
| Uninsured deposits | 46.5% | 7.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western National Bank has the higher TellerScore (72 vs 69). On the 5 directional measures above (where higher or lower is clearly better), Western National Bank leads on 4 and The First National Bank of Proctor on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.