Side-by-side · Q2 2026 data
Western Nebraska Bank vs Adams Bank & Trust
Metric by metric
| Measure | Western Nebraska Bank | Adams Bank & Trust |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 51 | 91 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 71 | 73 (stronger) |
| Funding & liquidity | 67 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 61st | 93rd |
| Total assets | $193.3M | $1.3B |
| Deposits / shares | $163.7M | $1.1B |
| Capital ratio | 10.07% | 14.11% (stronger) |
| Problem loans | 0.01% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.28% | 1.32% (stronger) |
| Loans ÷ deposits | 93.6% | 82.4% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 23.0% |
| Offices | 4 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Western Nebraska Bank leads on 3 and Adams Bank & Trust on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.