Side-by-side · Q2 2026 data
Western Nebraska Bank vs South Central State Bank
Metric by metric
| Measure | Western Nebraska Bank | South Central State Bank |
|---|---|---|
| TellerScore | 75 | 96 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 67 | 71 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 99th |
| Total assets | $193.3M | $192.1M |
| Deposits / shares | $163.7M | $153.6M |
| Capital ratio | 10.07% | 15.15% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.16% |
| Return on assets | 1.28% | 2.40% (stronger) |
| Loans ÷ deposits | 93.6% | 84.8% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 18.9% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central State Bank has the higher TellerScore (96 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Western Nebraska Bank leads on 2 and South Central State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.