Side-by-side · Q2 2026 data
Western Sun Federal Credit Union vs Okunity Federal Credit Union
Credit union
Western Sun Federal Credit Union
Broken Arrow, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Western Sun Federal Credit Union | Okunity Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 24 | 48 (stronger) |
| Funding & liquidity | 65 | 66 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 60th | 57th |
| Total assets | $181.5M | $214.7M |
| Deposits / shares | $148.2M | $175.6M |
| Capital ratio | 17.57% (stronger) | 12.33% |
| Problem loans | 0.71% | 0.48% (stronger) |
| Net charge-offs | 0.69% | 0.42% (stronger) |
| Return on assets | 0.09% | 0.71% (stronger) |
| Loans ÷ deposits | 95.7% | 93.9% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 5.0% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Western Sun Federal Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Western Sun Federal Credit Union leads on 3 and Okunity Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.