Side-by-side · Q2 2026 data
Westex Federal Credit Union vs Coastal Community Federal Credit Union
Credit union
Coastal Community Federal Credit Union
Galveston, Texas · Under $100 million in assets
Metric by metric
| Measure | Westex Federal Credit Union | Coastal Community Federal Credit Union |
|---|---|---|
| TellerScore | 52 (stronger) | 39 |
| Capital cushion | 43 | 49 (stronger) |
| Loan quality | 39 (stronger) | 7 |
| Earnings | 29 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 (stronger) | 72 |
| Peer percentile | 11th | 3rd |
| Total assets | $88.9M | $93.3M |
| Deposits / shares | $79.4M | $83.5M |
| Capital ratio | 9.31% | 9.95% (stronger) |
| Problem loans | 1.84% (stronger) | 2.79% |
| Net charge-offs | 0.42% (stronger) | 1.69% |
| Return on assets | 0.22% (stronger) | -1.01% |
| Loans ÷ deposits | 26.6% (stronger) | 55.4% |
| Uninsured deposits | 1.4% (stronger) | 3.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westex Federal Credit Union has the higher TellerScore (52 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Westex Federal Credit Union leads on 6 and Coastal Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.