Side-by-side · Q2 2026 data
Westex Federal Credit Union vs Southland Federal Credit Union
Metric by metric
| Measure | Westex Federal Credit Union | Southland Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 43 | 94 (stronger) |
| Loan quality | 39 | 79 (stronger) |
| Earnings | 29 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $88.9M | $89.2M |
| Deposits / shares | $79.4M | $76.0M |
| Capital ratio | 9.31% | 14.41% (stronger) |
| Problem loans | 1.84% | 0.62% (stronger) |
| Net charge-offs | 0.42% (stronger) | 0.83% |
| Return on assets | 0.22% | 1.03% (stronger) |
| Loans ÷ deposits | 26.6% (stronger) | 55.0% |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southland Federal Credit Union has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Westex Federal Credit Union leads on 2 and Southland Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.