Side-by-side · Q2 2026 data
Westfield Bank vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Westfield Bank | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 62 | 94 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 49 | 92 (stronger) |
| Funding & liquidity | 53 | 99 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 27th | 98th |
| Total assets | $2.7B | $230.3M |
| Deposits / shares | $2.4B | $188.5M |
| Capital ratio | 9.37% | 19.74% (stronger) |
| Problem loans | 0.35% (stronger) | 0.45% |
| Net charge-offs | 0.17% | 0.03% (stronger) |
| Return on assets | 0.73% | 1.79% (stronger) |
| Loans ÷ deposits | 90.5% | 61.6% (stronger) |
| Uninsured deposits | 30.1% | 12.2% (stronger) |
| Offices | 25 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Greater Springfield Credit Union has the higher TellerScore (94 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Westfield Bank leads on 1 and Greater Springfield Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.