TellerScore

Side-by-side · Q2 2026 data

WestStar Bank vs Chevron Federal Credit Union

Bank

WestStar Bank

El Paso, Texas · $1 billion – $10 billion

80of 100
Strong

Credit union

Chevron Federal Credit Union

Concord, California · $1 billion – $10 billion

81of 100
Strong

Metric by metric

MeasureWestStar BankChevron Federal Credit Union
TellerScore8081 (stronger)
Capital cushion7374 (stronger)
Loan quality100 (stronger)87
Earnings100 (stronger)85
Funding & liquidity2372 (stronger)
Problem-loan coverage100 (stronger)95
Peer percentile90th89th
Total assets$3.3B$5.4B
Deposits / shares$2.8B$4.7B
Capital ratio12.27%12.38% (stronger)
Problem loans0.00% (stronger)0.38%
Net charge-offs-0.01% (stronger)0.21%
Return on assets2.29% (stronger)1.64%
Loans ÷ deposits87.7% (stronger)87.8%
Uninsured deposits61.0%12.0% (stronger)
Offices149
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—20.4%

Chevron Federal Credit Union has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), WestStar Bank leads on 4 and Chevron Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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