Side-by-side · Q2 2026 data
WEX Bank vs BMW Bank of North America
Metric by metric
| Measure | WEX Bank | BMW Bank of North America |
|---|---|---|
| TellerScore | 78 | 87 (stronger) |
| Capital cushion | 39 | 82 (stronger) |
| Loan quality | 85 | 97 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 53 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 93rd | 98th |
| Total assets | $10.7B | $13.8B |
| Deposits / shares | $7.9B | $9.5B |
| Capital ratio | 8.93% | 13.24% (stronger) |
| Problem loans | 0.44% | 0.09% (stronger) |
| Net charge-offs | 1.96% | 0.20% (stronger) |
| Return on assets | 4.30% (stronger) | 2.29% |
| Loans ÷ deposits | 54.7% (stronger) | 106.9% |
| Uninsured deposits | 13.8% | 3.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BMW Bank of North America has the higher TellerScore (87 vs 78). On the 7 directional measures above (where higher or lower is clearly better), WEX Bank leads on 2 and BMW Bank of North America on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.