Side-by-side · Q2 2026 data
WEX Bank vs Optum Bank, Inc.
Metric by metric
| Measure | WEX Bank | Optum Bank, Inc. |
|---|---|---|
| TellerScore | 78 | 93 (stronger) |
| Capital cushion | 39 | 82 (stronger) |
| Loan quality | 85 | 93 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 93rd | 100th |
| Total assets | $10.7B | $21.4B |
| Deposits / shares | $7.9B | $16.5B |
| Capital ratio | 8.93% | 13.22% (stronger) |
| Problem loans | 0.44% | 0.21% (stronger) |
| Net charge-offs | 1.96% | 0.23% (stronger) |
| Return on assets | 4.30% (stronger) | 2.55% |
| Loans ÷ deposits | 54.7% (stronger) | 59.7% |
| Uninsured deposits | 13.8% | 3.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | 652 |
| Complaints per $1B deposits | — | 39.5 |
| Mortgage denial rate (HMDA) | — | — |
Optum Bank, Inc. has the higher TellerScore (93 vs 78). On the 7 directional measures above (where higher or lower is clearly better), WEX Bank leads on 2 and Optum Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.