Side-by-side · Q2 2026 data
Whitaker Bank vs Bank of Lexington, Inc.
Metric by metric
| Measure | Whitaker Bank | Bank of Lexington, Inc. |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 79 (stronger) | 65 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 77 (stronger) | 68 |
| Funding & liquidity | 80 (stronger) | 39 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 95th | 57th |
| Total assets | $1.9B | $410.8M |
| Deposits / shares | $1.6B | $322.2M |
| Capital ratio | 12.89% (stronger) | 11.50% |
| Problem loans | 0.21% | 0.01% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 1.21% |
| Loans ÷ deposits | 67.3% (stronger) | 99.7% |
| Uninsured deposits | 26.8% (stronger) | 34.6% |
| Offices | 44 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
Whitaker Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Whitaker Bank leads on 5 and Bank of Lexington, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.