Side-by-side · Q2 2026 data
Whitaker Bank vs Century Bank of Kentucky, Inc.
Metric by metric
| Measure | Whitaker Bank | Century Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 79 (stronger) | 54 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 95th | 86th |
| Total assets | $1.9B | $208.1M |
| Deposits / shares | $1.6B | $188.0M |
| Capital ratio | 12.89% (stronger) | 10.41% |
| Problem loans | 0.21% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.42% | 2.17% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 75.3% |
| Uninsured deposits | 26.8% | 14.3% (stronger) |
| Offices | 44 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Whitaker Bank leads on 2 and Century Bank of Kentucky, Inc. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.