Side-by-side · Q2 2026 data
Whitaker Bank vs Forcht Bank, National Association
Metric by metric
| Measure | Whitaker Bank | Forcht Bank, National Association |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 79 (stronger) | 32 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 77 (stronger) | 50 |
| Funding & liquidity | 80 | 80 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 95th | 40th |
| Total assets | $1.9B | $1.6B |
| Deposits / shares | $1.6B | $1.5B |
| Capital ratio | 12.89% (stronger) | 8.16% |
| Problem loans | 0.21% | 0.05% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.42% (stronger) | 0.74% |
| Loans ÷ deposits | 67.3% (stronger) | 75.1% |
| Uninsured deposits | 26.8% | 19.9% (stronger) |
| Offices | 44 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Whitaker Bank leads on 4 and Forcht Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lexington, KY
- Corbin, KY
- Richmond, KY
- Williamsburg, KY