Side-by-side · Q2 2026 data
White State Bank vs 5 Star Community Credit Union
Credit union
5 Star Community Credit Union
Mount Pleasant, Iowa · Under $100 million in assets
Metric by metric
| Measure | White State Bank | 5 Star Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 62 (stronger) | 34 |
| Loan quality | 56 | 74 (stronger) |
| Earnings | 85 (stronger) | 41 |
| Funding & liquidity | 92 (stronger) | 82 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 53rd | 19th |
| Total assets | $109.0M | $54.5M |
| Deposits / shares | $96.4M | $49.4M |
| Capital ratio | 11.16% (stronger) | 8.35% |
| Problem loans | 1.31% | 0.79% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.35% |
| Return on assets | 1.62% (stronger) | 0.51% |
| Loans ÷ deposits | 38.8% (stronger) | 78.3% |
| Uninsured deposits | 22.2% | 0.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
White State Bank has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), White State Bank leads on 5 and 5 Star Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.