Side-by-side · Q2 2026 data
White State Bank vs First Community Bank
Metric by metric
| Measure | White State Bank | First Community Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 62 (stronger) | 44 |
| Loan quality | 56 | 56 |
| Earnings | 85 (stronger) | 79 |
| Funding & liquidity | 92 (stronger) | 83 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 53rd | 26th |
| Total assets | $109.0M | $115.7M |
| Deposits / shares | $96.4M | $97.8M |
| Capital ratio | 11.16% (stronger) | 9.40% |
| Problem loans | 1.31% (stronger) | 1.32% |
| Net charge-offs | -0.02% (stronger) | 0.01% |
| Return on assets | 1.62% (stronger) | 1.47% |
| Loans ÷ deposits | 38.8% (stronger) | 76.9% |
| Uninsured deposits | 22.2% | 15.1% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
White State Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), White State Bank leads on 6 and First Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.