Side-by-side · Q2 2026 data
Whitesville Community Credit Union vs Metro Plus Credit Union
Credit union
Whitesville Community Credit Union
Whitesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Whitesville Community Credit Union | Metro Plus Credit Union |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 74 | 81 (stronger) |
| Loan quality | 39 | 87 (stronger) |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 54th | 54th |
| Total assets | $39.5M | $50.9M |
| Deposits / shares | $34.4M | $43.3M |
| Capital ratio | 12.40% | 13.12% (stronger) |
| Problem loans | 1.82% | 0.40% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 2.04% (stronger) | 0.21% |
| Loans ÷ deposits | 43.3% (stronger) | 52.6% |
| Uninsured deposits | 2.0% (stronger) | 4.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Whitesville Community Credit Union leads on 4 and Metro Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.