Side-by-side · Q2 2026 data
Widget Federal Credit Union vs Inspire Federal Credit Union
Metric by metric
| Measure | Widget Federal Credit Union | Inspire Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 59 |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 88 (stronger) | 69 |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 97 (stronger) | 56 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 60th | 19th |
| Total assets | $480.3M | $392.1M |
| Deposits / shares | $428.1M | $277.8M |
| Capital ratio | 10.71% (stronger) | 10.52% |
| Problem loans | 0.36% (stronger) | 0.93% |
| Net charge-offs | 0.30% | 0.01% (stronger) |
| Return on assets | 0.69% (stronger) | 0.54% |
| Loans ÷ deposits | 63.4% (stronger) | 104.1% |
| Uninsured deposits | 3.0% (stronger) | 12.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 49.1% | 27.1% |
Widget Federal Credit Union has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Widget Federal Credit Union leads on 6 and Inspire Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.