Side-by-side · Q2 2026 data
Willamette Valley Bank vs Central Willamette Credit Union
Metric by metric
| Measure | Willamette Valley Bank | Central Willamette Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 93 (stronger) | 66 |
| Earnings | 41 | 61 (stronger) |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 80th | 71st |
| Total assets | $465.4M | $617.6M |
| Deposits / shares | $358.8M | $525.4M |
| Capital ratio | 16.99% (stronger) | 14.39% |
| Problem loans | 0.22% (stronger) | 1.02% |
| Net charge-offs | 0.00% (stronger) | 0.86% |
| Return on assets | 0.53% | 1.03% (stronger) |
| Loans ÷ deposits | 83.7% | 83.4% (stronger) |
| Uninsured deposits | 28.6% | 5.9% (stronger) |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | 23.3% |
Willamette Valley Bank has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Willamette Valley Bank leads on 4 and Central Willamette Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.