Side-by-side · Q2 2026 data
Willamette Valley Bank vs Valley Credit Union
Metric by metric
| Measure | Willamette Valley Bank | Valley Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 41 (stronger) | 34 |
| Funding & liquidity | 62 | 85 (stronger) |
| Problem-loan coverage | 98 (stronger) | 46 |
| Peer percentile | 80th | 4th |
| Total assets | $465.4M | $118.6M |
| Deposits / shares | $358.8M | $103.1M |
| Capital ratio | 16.99% (stronger) | 12.79% |
| Problem loans | 0.22% (stronger) | 5.22% |
| Net charge-offs | 0.00% (stronger) | 1.63% |
| Return on assets | 0.53% (stronger) | 0.35% |
| Loans ÷ deposits | 83.7% | 75.6% (stronger) |
| Uninsured deposits | 28.6% | 5.9% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Willamette Valley Bank has the higher TellerScore (81 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Willamette Valley Bank leads on 5 and Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.