Side-by-side · Q2 2026 data
Williamstown Bank, Inc. vs The Settlers Bank
Metric by metric
| Measure | Williamstown Bank, Inc. | The Settlers Bank |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 44 | 93 (stronger) |
| Funding & liquidity | 72 | 79 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $236.7M | $142.4M |
| Deposits / shares | $212.3M | $119.1M |
| Capital ratio | 10.14% | 16.19% (stronger) |
| Problem loans | 0.37% | 0.18% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.60% | 1.83% (stronger) |
| Loans ÷ deposits | 88.1% | 77.1% (stronger) |
| Uninsured deposits | 8.2% (stronger) | 18.4% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
The Settlers Bank has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Williamstown Bank, Inc. leads on 1 and The Settlers Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.