Side-by-side · Q2 2026 data
Willow Island Federal Credit Union vs United Hospital Center Federal Credit Union
Credit union
Willow Island Federal Credit Union
Saint Marys, West Virginia · Under $100 million in assets
Credit union
United Hospital Center Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Willow Island Federal Credit Union | United Hospital Center Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 74 (stronger) |
| Capital cushion | 29 | 100 (stronger) |
| Loan quality | 76 (stronger) | 35 |
| Earnings | 36 | 61 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 85 (stronger) | 79 |
| Peer percentile | 13th | 49th |
| Total assets | $12.0M | $13.2M |
| Deposits / shares | $11.0M | $10.3M |
| Capital ratio | 7.94% | 22.36% (stronger) |
| Problem loans | 0.72% (stronger) | 1.95% |
| Net charge-offs | 0.43% (stronger) | 8.55% |
| Return on assets | 0.40% | 1.02% (stronger) |
| Loans ÷ deposits | 89.7% | 59.2% (stronger) |
| Uninsured deposits | 3.2% | 3.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Hospital Center Federal Credit Union has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Willow Island Federal Credit Union leads on 2 and United Hospital Center Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.