Side-by-side · Q2 2026 data
Wilson & Muir Bank & Trust Company vs American Bank & Trust Company, Inc.
Metric by metric
| Measure | Wilson & Muir Bank & Trust Company | American Bank & Trust Company, Inc. |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 44 | 49 (stronger) |
| Loan quality | 91 (stronger) | 59 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 69 (stronger) | 58 |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 64th | 17th |
| Total assets | $818.4M | $924.4M |
| Deposits / shares | $727.6M | $800.0M |
| Capital ratio | 9.43% | 9.88% (stronger) |
| Problem loans | 0.27% (stronger) | 1.22% |
| Net charge-offs | 0.04% | 0.03% (stronger) |
| Return on assets | 2.61% (stronger) | 1.04% |
| Loans ÷ deposits | 74.8% (stronger) | 92.3% |
| Uninsured deposits | 29.8% | 24.0% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 4.2% |
Wilson & Muir Bank & Trust Company has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Wilson & Muir Bank & Trust Company leads on 4 and American Bank & Trust Company, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.