Side-by-side · Q2 2026 data
Winchester Co-operative Bank vs The Savings Bank
Metric by metric
| Measure | Winchester Co-operative Bank | The Savings Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 68 (stronger) | 44 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 44 (stronger) | 38 |
| Funding & liquidity | 59 | 62 (stronger) |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 40th | 22nd |
| Total assets | $946.9M | $891.0M |
| Deposits / shares | $773.8M | $766.6M |
| Capital ratio | 11.80% (stronger) | 9.45% |
| Problem loans | 0.43% | 0.17% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.61% (stronger) | 0.44% |
| Loans ÷ deposits | 89.6% | 83.6% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 28.2% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Winchester Co-operative Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Winchester Co-operative Bank leads on 5 and The Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.