Side-by-side · Q2 2026 data
Wisdom Heritage Bank vs First Bank of Owasso
Metric by metric
| Measure | Wisdom Heritage Bank | First Bank of Owasso |
|---|---|---|
| TellerScore | 78 | 93 (stronger) |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 57 | 100 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 95 (stronger) | 52 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 72nd | 98th |
| Total assets | $601.3M | $639.3M |
| Deposits / shares | $505.8M | $538.7M |
| Capital ratio | 14.22% | 15.67% (stronger) |
| Problem loans | 1.28% | 0.01% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 1.06% | 2.80% (stronger) |
| Loans ÷ deposits | 59.4% (stronger) | 90.3% |
| Uninsured deposits | 19.3% (stronger) | 30.8% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Owasso has the higher TellerScore (93 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Wisdom Heritage Bank leads on 3 and First Bank of Owasso on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.