Side-by-side · Q2 2026 data
Wisdom Heritage Bank vs The Security National Bank of Enid
Metric by metric
| Measure | Wisdom Heritage Bank | The Security National Bank of Enid |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 92 (stronger) | 37 |
| Loan quality | 57 | 95 (stronger) |
| Earnings | 63 | 85 (stronger) |
| Funding & liquidity | 95 (stronger) | 74 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 72nd | 53rd |
| Total assets | $601.3M | $400.4M |
| Deposits / shares | $505.8M | $366.0M |
| Capital ratio | 14.22% (stronger) | 8.74% |
| Problem loans | 1.28% | 0.14% (stronger) |
| Net charge-offs | -0.09% (stronger) | -0.00% |
| Return on assets | 1.06% | 1.63% (stronger) |
| Loans ÷ deposits | 59.4% (stronger) | 63.6% |
| Uninsured deposits | 19.3% (stronger) | 35.7% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Wisdom Heritage Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Wisdom Heritage Bank leads on 5 and The Security National Bank of Enid on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.