Side-by-side · Q2 2026 data
Wmcu Credit Union vs Jolt Credit Union
Metric by metric
| Measure | Wmcu Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 69 | 86 (stronger) |
| Earnings | 64 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 86th | 48th |
| Total assets | $455.3M | $483.8M |
| Deposits / shares | $373.3M | $415.3M |
| Capital ratio | 17.32% (stronger) | 10.28% |
| Problem loans | 0.92% | 0.43% (stronger) |
| Net charge-offs | 0.98% | 0.45% (stronger) |
| Return on assets | 1.11% (stronger) | 0.42% |
| Loans ÷ deposits | 55.1% (stronger) | 61.3% |
| Uninsured deposits | 3.2% | 3.2% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Wmcu Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Wmcu Credit Union leads on 4 and Jolt Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.