Side-by-side · Q2 2026 data
Wmcu Credit Union vs Wexford Community Credit Union
Credit union
Wexford Community Credit Union
Cadillac, Michigan · Under $100 million in assets
Metric by metric
| Measure | Wmcu Credit Union | Wexford Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 69 | 73 (stronger) |
| Earnings | 64 (stronger) | 3 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 86th | 13th |
| Total assets | $455.3M | $88.8M |
| Deposits / shares | $373.3M | $81.2M |
| Capital ratio | 17.32% (stronger) | 8.57% |
| Problem loans | 0.92% | 0.81% (stronger) |
| Net charge-offs | 0.98% | 0.49% (stronger) |
| Return on assets | 1.11% (stronger) | -0.44% |
| Loans ÷ deposits | 55.1% | 52.3% (stronger) |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wmcu Credit Union has the higher TellerScore (84 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Wmcu Credit Union leads on 3 and Wexford Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.