TellerScore

Side-by-side · Q2 2026 data

Wnb Financial, N.A. vs Alliance Bank

Bank

Wnb Financial, N.A.

Winona, Minnesota · $100 million – $1 billion

76of 100
Strong

Bank

Alliance Bank

Lake City, Minnesota · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureWnb Financial, N.A.Alliance Bank
TellerScore76 (stronger)70
Capital cushion53 (stronger)51
Loan quality97100 (stronger)
Earnings6060
Funding & liquidity92 (stronger)50
Problem-loan coverage99100 (stronger)
Peer percentile64th43rd
Total assets$583.7M$755.9M
Deposits / shares$512.9M$657.9M
Capital ratio10.31% (stronger)10.07%
Problem loans0.08%0.01% (stronger)
Net charge-offs-0.01%-0.01% (stronger)
Return on assets1.00%1.00% (stronger)
Loans ÷ deposits67.8% (stronger)92.0%
Uninsured deposits12.3% (stronger)31.4%
Offices66
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.7%13.3%

Wnb Financial, N.A. has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Wnb Financial, N.A. leads on 4 and Alliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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