Side-by-side · Q2 2026 data
Wnb Financial, N.A. vs American Heritage National Bank
Metric by metric
| Measure | Wnb Financial, N.A. | American Heritage National Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 53 | 69 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 60 | 74 (stronger) |
| Funding & liquidity | 92 (stronger) | 60 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 64th | 77th |
| Total assets | $583.7M | $604.7M |
| Deposits / shares | $512.9M | $523.8M |
| Capital ratio | 10.31% | 11.89% (stronger) |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.00% | 1.36% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 83.3% |
| Uninsured deposits | 12.3% (stronger) | 29.7% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 4.4% |
American Heritage National Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Wnb Financial, N.A. leads on 3 and American Heritage National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.