Side-by-side · Q2 2026 data
Wnb Financial, N.A. vs North Shore Bank of Commerce
Metric by metric
| Measure | Wnb Financial, N.A. | North Shore Bank of Commerce |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 53 (stronger) | 37 |
| Loan quality | 97 (stronger) | 95 |
| Earnings | 60 | 82 (stronger) |
| Funding & liquidity | 92 (stronger) | 70 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 64th | 47th |
| Total assets | $583.7M | $598.5M |
| Deposits / shares | $512.9M | $516.5M |
| Capital ratio | 10.31% (stronger) | 8.74% |
| Problem loans | 0.08% (stronger) | 0.14% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.00% | 1.56% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 90.7% |
| Uninsured deposits | 12.3% (stronger) | 13.3% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 5.2% |
Wnb Financial, N.A. has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Wnb Financial, N.A. leads on 6 and North Shore Bank of Commerce on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.